More choice, award winning
service, expert advice and
focused on you.

Our goal is to make the process of getting a mortgage simple, with you put first.

Why choose us?

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Huge Choice

You get the most choice, with 35+ lenders. That means better rates and better features.

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Bigger Savings

With so many choices, our obligation to you is to get the best possible deal.

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You First

Our priority is putting you first and to review all the options based on your individual circumstances.

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Expert Advice

With years of experience in finding the best deals, you can leverage of our expert advice.

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Ask me, how much can you save by consolidating debt?

Options to help today

We don’t just get great deals on home loans. We can help with all types of finance.

Compare options from Australia’s largest range of lenders

We have one of Australia’s largest lender panels. All the lenders you know and some you may never heard of.

Getting the best deal in 3 easy steps

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Tell us about you

Let us know what you need by clicking the button below and we will call you to discuss what makes you happy. 

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We compare your options

Once we know what you want, we will scour all of our lenders for the product and features you care about most.

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Settle your loan

We will complete the paperwork, submit your loan for approval and follow it right through to settlement.

Hear from clients we've helped

Our experts will help you search, choose and settle your home loan online. Chat to one of our Home Loan Specialists at a time that suits you.

Omid Sa
Omid Sa
Amazing service, Andrew is very friendly and helpful. Thank you Andrew and SCA Finance team:)
jonathon bradford
jonathon bradford
A quick note to recommend Ashleigh and the team at SCA Finance. I met Ashleigh a while ago, but our paths crossed again recently when it came time to review my mortgage. Ashleigh is thorough, professional, and efficient and treats you empathetically- not like you're just another number on the books. Would recommend to anyone.
Belinda Verrall
Belinda Verrall
Andrew has financed our investment property and refinanced our home with little to no fuss. He is friendly and goes out of his way to assist. Thanks Andrew
Ernesto Elias
Ernesto Elias
The staff at SCA are very knowledgeable and they are generous in sharing their knowledge and experience! I felt very supported through the loan process and always felt welcomed to ask questions. Would highly recommend SCA for mortgage brokerage .
GUY thompson
GUY thompson
Excellent service throughout the process. Secured me a loan deal that I was unable to access from elsewhere. Kept me informed of progress and next steps required .
Summer Day
Summer Day
I have only high praise for my broker Ashleigh. She was professional and super helpful the whole way through. She understood my risk appetite and never once pushed me to go beyond. She always had my interest first before hers. She was very patient with my questions and anxiousness. I couldn’t have done it without her. You know you are in good hands with Ashleigh and she will always have your interest at heart.
Cassidy Baxter
Cassidy Baxter
I got recommended to Ashleigh by family and after the experience I had I will definitely be recommending her to everyone I know. Being a first home buyer, Ashleigh made everything easy to understand and answered any of the questions that I had. I felt as though it was made to be a stress free process and I couldn't thank her enough!
Dannielle T
Dannielle T
I literally cannot promote Ashleigh and her team enough! She has helped me through purchasing my own home to refinancing and getting a much better rate and also dealing with all of my emotions and questions at the same time. She has been so caring, professional and has gone above and beyond! You're definitely in amazing hands!
Tom A
Tom A
I really appreciated the amazing service offered by SCA Finance. Thankyou Ashleigh and your team for making the whole process of organising finance to purchase my first home so stress-free, taking the time to answer all of my questions and clearly explaining everything, and finding me a loan with a great rate. Five stars are not enough!!

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Are You a First Home Buyer?

Download our free guide with everything you need to know about purchasing your first home
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Frequently asked questions

When looking to buy your first home, a pre-approval for finance is a great place to start. This essentially means you have been assessed by your lender and they have indicated they are comfortable lending you up to a certain amount. Once you have obtained a pre-approval,
generally speaking the only other requirement for the lender is to confirm the property you are purchasing aligns with their lending criteria.

Pre-approvals can help strengthen your position when making an offer to purchase a property as it tells the seller that you already have your finances in order. It also helps ensure you are focusing on properties within your price range. It’s important to note that getting a pre-approval does not necessarily mean you are guaranteed to get your loan approved.

When we talk about a ‘loan product’ we are referring to the thousands of options that are currently available for you for your loan. Each bank (or lender) has a range of different loan options – low doc, package loans, re-draw facilities, fixed, interest only, interested in advance, variable, introductory variable are just a few. The issues you face as a consumer is ‘which loan is right for me?’ And that is where a mortgage broker comes in.

If you go direct to the bank, you will only be offered the loan options available through that one lender. As your mortgage broker, we do all the leg work for you. We are across many lenders and all of their loan products and our sole purpose is to find the right loan for your needs.

We have access to many lenders – these include the major banks, second tier lenders and credit unions. We can source you a loan from the lender of your choice.

Here is just a few of the lenders we deal with everyday:

We recommend that you see a mortgage broker as soon as possible. They are able to help establish how much you can borrow before you start looking. This makes things a lot simpler when it comes to making an offer.

The great thing about using a mortgage broker is that they are trained in handling mortgages. They will work with all the parties involved from the real estate agent, the lender and the settlement agent to ensure everything goes smoothly for you.

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