THREE CHANGES BANKS ARE MAKING THAT WILL IMPACT YOUR LOAN APPLICATION

It has been very much in the news lately that APRA, the banking regulator, is forcing banks to make changes to the way they assess loan applications. These changes will have a big impact on whether or not your loan will be approved by a bank. Amongst the numerous changes there are three which will [Read more…]

WHAT IS COMMERCIAL LENDING AND HOW DOES IT WORK?

Commercial lending is the provision of finance for the purchase of a commercial premises, such as an office, warehouse or factory. This type of finance is quite different to home loans and has a number of distinctive features which I will outline in this article. All lenders offer commercial finance but it comes with the [Read more…]

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