THREE CHANGES BANKS ARE MAKING THAT WILL IMPACT YOUR LOAN APPLICATION

It has been very much in the news lately that APRA, the banking regulator, is forcing banks to make changes to the way they assess loan applications. These changes will have a big impact on whether or not your loan will be approved by a bank. Amongst the numerous changes there are three which will [Read more…]

Have your Tax and Spend it too!

When you own a negatively geared investment property, did you know that the tax office will let you have your FUTURE TAX RETURN in your WEEKLY PAY? How to make investing in property more affordable each week… If you are a salary or wage earner with a regular pay packet, it may be worthwhile learning about the [Read more…]

Superannuation – Is an SMSF property loan for you?

Your superannuation is one of the most important, not to mention tax efficient, ways to save for the most rewarding stage of your life – retirement. Unfortunately, almost half of Australians aged between 45 and 64 do not feel confident they have adequate funds to do what they want in retirement. Having the right plans in [Read more…]

Want Your Kids to Move Out? – Four Different Ways to Help Your Kids Enter the Property Market

With over 30% of adult children still living at home it’s no wonder parents may have to consider working until they are 70! The challenge of home ownership for young Australians is an enormous issue. However the consequences for parents are just as concerning. Studies show 46% of parents were happy to relinquish their empty-nest lifestyle and [Read more…]

How to Avoid the Pitfalls of Property Investing – PART 1

For most people, purchasing investment property is a road to wealth. Real estate agents, investment gurus and financial advisers all sing the praises of buying investment property as a sure fire way to make money. Whenever the topic of buying property for investment is written about in the media only the positive aspects are talked [Read more…]

From Nappies to Investment property – Identifying and Acting on those Missed Opportunities

We are all so focused on the money going out of our pockets that we sometimes don’t notice what’s coming in. When you think about it, there are many events in our lives when we do actually have a financial win, but because of our busy lifestyles, we don’t register them. It starts as early as when your children grow out of nappies. During the first [Read more…]

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