Superannuation – Is an SMSF property loan for you?

Your superannuation is one of the most important, not to mention tax efficient, ways to saveretired couple for the most rewarding stage of your life – retirement. Unfortunately, almost half of Australians aged between 45 and 64 do not feel confident they have adequate funds to do what
they want in retirement. Having the right plans in place to manage and grow your super can make a significant difference to your retirement goals. For some, this includes managing your own super independently through a self managed superannuation fund (SMSF).
An SMSF is your own personal super fund that gives you control to make the important decisions around how your super is invested. Managing your own super through an SMSF can be extremely rewarding, but they aren’t for everyone because they require close attention and dedication, particularly prior to setup. Most of us are accustomed to borrowing to purchase a home or an investment property. However we have found there can still be some confusion about how you can borrow to purchase property within your SMSF.

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